During occupancy in Columbia Residential, it is important that residents protect themselves financially against personal property losses by acquiring renters insurance. Renters insurance can provide coverage for damaged, lost or stolen personal items, as well as personal liability if someone is injured in the apartment or property is damaged that belongs to others.
Renters insurance can also provide the financial means for acquiring temporary living facilities if the residence becomes uninhabitable due to severe weather damage or some other form of disaster. Some policies include off-premises coverage. This means that belongings taken outside of the residence (phones, laptops, etc.) are covered against the same disasters as listed in the insurance policy.
Columbia University does not offer renters insurance, but residents can find information on how to determine one’s coverage, survey one’s items, and find a provider by visiting the Insurance Information Institute.